Maruti Suzuki Ertiga is a great 7-seater MPV, which is considered the best option for family and business purposes. If you are also thinking of buying a new Ertiga with a low down payment, then this article is for you. Here we will give complete information about EMI plans and finance options to buy Maruti Ertiga on a down payment of ₹84,000.
How much is the price of Maruti Ertiga?
The on-road price of Maruti Suzuki Ertiga depends on its variant and location. The on-road price of its base variant in Delhi starts at around ₹9.84 lakh. If you want to take the top model, then its price can go up to ₹13 lakh.
How to buy Maruti Ertiga on a down payment of ₹84,000?
If you want to buy Ertiga by making a down payment of just ₹84,000, then you will have to take an auto loan for the remaining amount. Let’s say you chose the base model of Ertiga, whose on-road price is ₹9.84 lakh.
Down Payment: ₹84,000
Loan Amount: ₹9 lakh
Interest Rate: 8.5% (may vary according to bank and credit score)
Loan Tenure: 3 to 7 years
EMI Plans for Ertiga
If you take a loan of ₹9 lakh, then the EMI for you will be something like this according to different tenures:
Top Features of Maruti Ertiga
Maruti Suzuki Ertiga is not only budget friendly, but is also a great car in terms of features. Let’s know its top features –
✅ 7-seater Spacious Cabin – Best for family and travelers
✅ SmartPlay Studio Infotainment System – Android Auto and Apple CarPlay support
✅ Dual Airbags & ABS – Keeping safety in mind
✅ Mileage: 20.51 kmpl in petrol and 26.11 km/kg in CNG
✅ Powerful Engine: 1.5L K-Series Dual Jet, Dual VVT engine
✅ Smart Hybrid Technology: Excellent balance of mileage and performance
Benefits of buying Maruti Ertiga on finance
- Low down payment – You can own Ertiga for just ₹ 84,000.
- Flexible EMI option – You can choose a period of 3 to 7 years.
- Bank offers and discounts – You can get discount on loan under festive season or offers.
- Opportunity to improve credit score – Paying EMI on time can improve your credit score.
What documents will be required to buy Ertiga on low down payment?
If you are buying Maruti Ertiga by taking a loan, then you will need some important documents:
✅ Aadhar card and PAN card
✅ Income proof (salary slip or ITR)
✅ Bank statement (last 6 months)
✅ Address proof (ration card, electricity bill, etc.)
✅ Passport size photo
What things to keep in mind before buying Ertiga?
✔ Choose the right EMI plan – Choose the right tenure according to your income so that EMI does not become a burden.
✔ Compare interest rates – Check the loan interest rates of different banks and NBFCs.
✔ Make a little higher down payment – The higher the down payment, the lower the EMI will be.
✔ Check insurance and maintenance costs too – Don’t just look at EMI, add insurance and maintenance costs too.
Conclusion: Is buying a Maruti Ertiga for ₹84,000 a good deal?
If you are looking to buy a luxurious 7-seater MPV on a budget, then the Maruti Ertiga is the best option for you. It is possible to finance it with a down payment of ₹84,000, but it is important to choose the right plan by considering the EMI, interest rate and loan tenure.